Monthly checkups
Create one review per month for salary, other income, expenses, investments, debt payments, assets, and liabilities.
Private monthly financial checkups
Salary Lens
See where your salary goes, every month.
Salary Lens helps salaried users turn income, expenses, assets, liabilities, savings, debt, and emergency funds into a clear financial health score.
No account. No ads. No third-party dependencies. Your financial data stays local, with local AI summaries and rule-based fallbacks when on-device AI is unavailable.
A calmer way to review money
Salary Lens is built around one monthly review. Add the numbers that matter, save the checkup, then use the dashboard and reports to understand what changed.
Financial health score
Track a transparent 100-point score based on savings rate, emergency fund, debt-to-income, net worth growth, and investment consistency.
Dashboard signals
See savings rate, net worth, emergency coverage, debt pressure, salary utilization, and top focus areas from your latest review.
Reports and trends
Review monthly, quarterly, annual, lifestyle inflation, milestone, score, savings, and net worth trends over time.
Local AI insights
Use Apple Foundation Models when available, with local fallback summaries that do not send your financial facts to an external AI service.
Export and backup
Create PDF reports, CSV exports, and local JSON backups that you control through Apple system file and sharing interfaces.
Built for salaried financial routines
What you can track
- Salary, bonuses, and other monthly income
- Essentials, lifestyle, and custom expense categories
- Savings, investments, retirement, and debt repayment
- Cash, investments, property, loans, credit cards, and other balances
- Monthly score history, net worth movement, and report summaries
Score weighting
Savings rate30%
Emergency fund20%
Debt-to-income15%
Net worth growth25%
Investment consistency10%
Dashboard, reports, insights, and privacy tools
The app keeps the core workflow focused while still giving you trend charts, score explanations, exports, backup and restore, category management, and Pro gating.
Salary Lens Pro
Salary Lens includes optional Pro access for users who want deeper reporting and export workflows.
Advanced reports
Use broader analytics across monthly, quarterly, annual, trend, lifestyle inflation, and milestone views.
AI insight access
Unlock richer insight summaries where supported, while keeping generation local to the device or local fallback logic.
Simple App Store billing
Purchases and subscriptions are handled through Apple StoreKit and the App Store.
Privacy-first by design
What Salary Lens does not do
- No ads
- No user account required
- No third-party analytics SDKs
- No third-party AI services
- No selling or sharing of your financial data
What Salary Lens does do
- Stores your financial records locally on your device
- Uses local AI or local fallback summaries for insights
- Lets you export PDF, CSV, and local backup files
- Uses Apple platform services such as StoreKit and file handling